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Whether or not you will need a cosigner depends on your credit evaluation. By applying with a creditworthy cosigner, you may improve your likelihood for loan approval and may receive a lower interest rate.
If you are applying for an Undergraduate Loan, you will likely need to add a cosigner for your application to be approved.
Your cosigner should be a US citizen or permanent resident, 18 years or older at the time of loan application, and pass a credit check.